/* крымская-ипотека-8.рф — светлый «банковский» стиль: слоновая кость, чернильно-синий, золото. Без внешних шрифтов. */
:root{--bg:#f7f3ec;--paper:#fffdf9;--ink:#13294b;--ink2:#2c4268;--text:#1d2433;--muted:#5d6577;--line:#e6dfd2;--gold:#c8922d;--gold2:#e8b04b;--ok:#1f7a4d;--okbg:#e7f4ec;--warn:#9a5b00;--warnbg:#fff3df;--bad:#a23a2a;--badbg:#fbe9e5;--r:18px;--sh:0 1px 2px rgba(19,41,75,.06),0 8px 24px rgba(19,41,75,.07);--serif:Georgia,"Times New Roman",serif;--sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);font:16px/1.55 var(--sans);overflow-x:hidden}
a{color:var(--ink2)}a:hover{color:var(--gold)}img{max-width:100%;display:block}
h1,h2,h3,.h3{font-family:var(--serif);color:var(--ink);line-height:1.18;letter-spacing:-.01em;margin:0 0 .5em}
h1{font-size:clamp(30px,5vw,52px);font-weight:700}h2{font-size:clamp(24px,3.2vw,34px)}h3,.h3{font-size:20px}
p{margin:0 0 1em}.muted{color:var(--muted)}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 22px;border-radius:999px;border:0;background:var(--ink);color:#fff;font:600 16px/1 var(--sans);text-decoration:none;cursor:pointer;transition:transform .15s ease-out,background .2s}
.btn:hover{background:var(--ink2);color:#fff}.btn:active{transform:scale(.97)}.btn.sm{min-height:40px;padding:0 16px;font-size:14px}.btn.wide{width:100%}
.btn.ghost{background:transparent;color:var(--ink);box-shadow:inset 0 0 0 1.5px var(--ink)}.btn.ghost:hover{background:var(--ink);color:#fff}
.top{position:sticky;top:0;z-index:20;background:rgba(247,243,236,.92);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
.top-in{display:flex;align-items:center;gap:18px;min-height:64px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font:700 16px/1.1 var(--serif)}.brand b{color:var(--gold)}.brand small{display:block;font:500 11px/1.4 var(--sans);color:var(--muted);letter-spacing:.02em}
.menu{display:flex;gap:4px;margin-left:auto}.menu a{padding:8px 12px;border-radius:10px;text-decoration:none;color:var(--ink2);font-size:14px;font-weight:500}.menu a:hover,.menu a[aria-current]{background:#ece5d8;color:var(--ink)}
.crumbs{font-size:13px;color:var(--muted);padding-top:16px}.crumbs a{color:var(--muted)}.crumbs span{margin:0 4px}
.hero{padding:48px 0 56px;background:radial-gradient(1200px 500px at 85% -10%,#efe2c6 0,transparent 60%)}
.hero-in{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:44px;align-items:start}
.kicker{display:inline-block;font-size:13px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--gold);margin-bottom:14px}
.hero h1 em{font-style:italic;color:var(--ink2)}.sub{font-size:18px;color:var(--muted);max-width:620px}
.facts{list-style:none;padding:0;margin:26px 0 0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px}
.facts li{background:var(--paper);border:1px solid var(--line);border-radius:14px;padding:14px}.facts b{display:block;font:700 22px/1.1 var(--serif);color:var(--ink)}.facts span{font-size:12.5px;color:var(--muted)}
.facts a,.src a{font-size:11px;color:var(--gold);text-decoration:none;vertical-align:super}
.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh);padding:24px}
.q{margin-bottom:14px}.q>span,.row label{display:block;font-size:13px;font-weight:600;color:var(--ink2);margin-bottom:7px}
.pick{display:flex;flex-wrap:wrap;gap:6px}.pick button{min-height:38px;padding:0 13px;border-radius:999px;border:1px solid var(--line);background:#fff;color:var(--text);font:500 14px/1 var(--sans);cursor:pointer;transition:background .15s,border-color .15s,transform .12s}
.pick button:active{transform:scale(.97)}.pick button.on{background:var(--ink);border-color:var(--ink);color:#fff}
.row{margin-bottom:12px}.row.col{margin-top:6px}.num{display:flex;align-items:center;border:1px solid var(--line);border-radius:12px;background:#fff;padding:0 14px;height:48px}.num:focus-within{border-color:var(--ink2)}
.num input{flex:1;min-width:0;border:0;outline:0;font:600 18px/1 var(--sans);color:var(--ink);background:transparent;font-variant-numeric:tabular-nums}.num span{color:var(--muted);font-weight:600}
input[type=range]{width:100%;accent-color:var(--ink);margin:2px 0 14px}
.verdict{margin:6px 0 14px;border-radius:14px;padding:14px 16px;font-size:15px;line-height:1.45}.verdict b{display:block;font:700 17px/1.3 var(--serif);margin-bottom:4px}
.verdict.ok{background:var(--okbg);color:var(--ok)}.verdict.warn{background:var(--warnbg);color:var(--warn)}.verdict.bad{background:var(--badbg);color:var(--bad)}.verdict ul{margin:6px 0 0;padding-left:18px}
.fine{font-size:12.5px;color:var(--muted);margin:12px 0 0}
section{padding:56px 0}.sec-h{max-width:760px;margin:0 auto 26px;text-align:center}.sec-h.left{text-align:left;margin:0}.sec-h p{color:var(--muted)}
.offer{background:var(--paper);border-block:1px solid var(--line)}
.grid4{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.grid4 li{padding:20px;border-radius:var(--r);background:var(--bg)}
.ic{display:grid;place-items:center;width:40px;height:40px;border-radius:12px;background:var(--ink);color:var(--gold2);font:700 18px/1 var(--serif);margin-bottom:12px}.grid4 p{color:var(--muted);font-size:15px;margin:0}
.two{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:40px;align-items:start}
.vs{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:6px 0 10px}.vs>div{border-radius:14px;padding:14px}.vs span{display:block;font-size:13px;color:var(--muted)}
.vs strong{display:block;font:700 24px/1.2 var(--serif);font-variant-numeric:tabular-nums;color:var(--ink)}.vs small{font-size:12px;color:var(--muted)}
.vs .new{background:var(--ink)}.vs .new span,.vs .new small{color:#c9d3e6}.vs .new strong{color:#fff}.vs .old{background:#efe9de}.vs .old strong{color:var(--muted);text-decoration:line-through;text-decoration-color:rgba(162,58,42,.5)}
.save{font-size:15px;margin:0 0 4px}.save b{color:var(--ok);font-size:18px}.over{font-size:14px;color:var(--muted);margin:0}.warn{font-size:14px;color:var(--warn);background:var(--warnbg);border-radius:10px;padding:8px 12px;margin:8px 0 0}
.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.fc{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column;box-shadow:var(--sh)}
.fc .pic{position:relative;aspect-ratio:16/10;background:#e9e2d4}.fc .pic img{width:100%;height:100%;object-fit:cover}.fc .ph{height:100%;display:grid;place-items:center;font:700 18px var(--serif);color:var(--ink2);padding:20px;text-align:center}
.tag{position:absolute;left:12px;top:12px;background:rgba(19,41,75,.88);color:#fff;font-size:12px;font-weight:600;padding:5px 10px;border-radius:999px}
.fb{padding:16px 18px 18px;display:flex;flex-direction:column;gap:4px;flex:1}.fb h3{font-size:18px;margin:0}.meta{font-size:13.5px;color:var(--muted);margin:0}
.price{font:700 22px/1.2 var(--serif);color:var(--ink);margin:6px 0 0}.pay{font-size:14px;color:var(--text);margin:0 0 12px}.pay b{color:var(--ok)}.pay span{color:var(--muted);font-size:13px}
.fb .btn{margin-top:auto}.more{text-align:center;margin-top:26px}
.steps-sec{background:var(--ink);color:#e9eef7}.steps-sec h2{color:#fff}.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.steps li{display:flex;gap:14px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:var(--r);padding:18px}
.steps b{flex:none;display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--gold2);color:var(--ink);font:700 16px/1 var(--serif)}.steps h3{color:#fff;font-size:18px;margin:4px 0 4px}.steps p{color:#c9d3e6;font-size:14.5px;margin:0}
.lead h3{margin-bottom:6px}.calcline{font-size:13.5px;color:var(--ok);margin:0 0 10px}.calcline:empty{display:none}
.field{width:100%;height:50px;border:1px solid var(--line);border-radius:12px;padding:0 14px;font:16px var(--sans);margin-bottom:10px;background:#fff;color:var(--text)}.field:focus{outline:0;border-color:var(--ink2)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}
.consent{display:flex;gap:10px;font-size:13px;color:var(--muted);margin:4px 0 12px;align-items:flex-start}.consent input{margin-top:3px;width:18px;height:18px;accent-color:var(--ink);flex:none}
.err{color:var(--bad);font-size:14px;min-height:0;margin-bottom:6px}.err:empty{display:none}
.done{text-align:center;padding:20px 0}.done .ok{width:56px;height:56px;margin:0 auto 12px;border-radius:50%;display:grid;place-items:center;background:var(--okbg);color:var(--ok);font-size:28px}
.faq{background:var(--paper);border-top:1px solid var(--line)}.qa{max-width:860px;margin:0 auto}
details{border-bottom:1px solid var(--line);padding:4px 0}summary{cursor:pointer;list-style:none;padding:14px 30px 14px 0;font-weight:600;color:var(--ink);position:relative}summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:4px;top:10px;font:400 24px/1 var(--sans);color:var(--gold);transition:transform .2s}details[open] summary::after{transform:rotate(45deg)}details p{color:var(--muted);margin:0 0 14px}
.legal{max-width:860px;margin:26px auto 0;font-size:13px;color:var(--muted)}.legal p{margin:0 0 8px}
.doc{padding-top:22px;padding-bottom:56px;max-width:980px}.doc.wide{max-width:1180px}.doc h2{margin-top:1.4em}.lede{font-size:18px;color:var(--muted);max-width:760px}
.tbl{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);background:var(--paper);margin:18px 0}table{border-collapse:collapse;width:100%;min-width:640px;font-size:14.5px}
th,td{text-align:left;vertical-align:top;padding:12px 14px;border-bottom:1px solid var(--line)}thead th{background:#efe9de;color:var(--ink);font-size:13px}tbody th{color:var(--ink);font-weight:600;width:24%}td.src{white-space:nowrap}
.badge{display:inline-block;font-size:11.5px;font-weight:600;padding:3px 9px;border-radius:999px;white-space:nowrap}.badge.ok{background:var(--okbg);color:var(--ok)}.badge.md{background:var(--warnbg);color:var(--warn)}.badge.no{background:#eee;color:var(--muted)}
.srcs{font-size:14px;color:var(--muted)}.plain{padding-left:20px}.plain li{margin-bottom:6px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:18px 0 8px}.chip{padding:8px 14px;border-radius:999px;background:var(--paper);border:1px solid var(--line);text-decoration:none;color:var(--ink);font-size:14px;font-weight:500}.chip span{color:var(--muted)}
.city{padding:28px 0 8px}
footer{background:#0e1f3a;color:#c9d3e6;padding:40px 0 90px;font-size:14px}footer a{color:#e9eef7}footer b{color:#fff;font-family:var(--serif);font-size:16px}
.fcols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:28px}.fnav{display:flex;flex-direction:column;gap:6px}.req{margin-top:24px;padding-top:18px;border-top:1px solid rgba(255,255,255,.12);font-size:12.5px;color:#9fadc7}
.mbar{display:none}
.cookie{position:fixed;left:16px;right:16px;bottom:16px;z-index:40;background:var(--ink);color:#fff;padding:12px 14px;border-radius:14px;display:flex;gap:12px;align-items:center;font-size:13px;max-width:520px}.cookie a{color:var(--gold2)}
@media (max-width:960px){.hero-in,.two{grid-template-columns:1fr;gap:28px}.grid4{grid-template-columns:repeat(2,minmax(0,1fr))}.grid3,.steps{grid-template-columns:repeat(2,minmax(0,1fr))}.menu{display:none}.fcols{grid-template-columns:1fr}}
@media (max-width:640px){body{font-size:15.5px}.wrap{padding:0 16px}.hero{padding:28px 0 36px}.facts{grid-template-columns:repeat(2,minmax(0,1fr))}.grid4,.grid3,.steps{grid-template-columns:1fr}section{padding:40px 0}
.card{padding:18px}.top .btn{display:none}.vs strong{font-size:21px}
.mbar{display:block;position:fixed;left:0;right:0;bottom:0;z-index:30;padding:10px 16px calc(10px + env(safe-area-inset-bottom));background:rgba(247,243,236,.95);backdrop-filter:blur(10px);border-top:1px solid var(--line);transition:transform .25s ease-out}.mbar .btn{width:100%}.mbar.hide{transform:translateY(110%)}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
/* новость на главной (09.11.2026) */
.news-pill{display:flex;width:fit-content;flex-wrap:wrap;align-items:center;gap:8px;margin:0 0 16px;padding:7px 14px 7px 7px;border-radius:999px;background:var(--paper);box-shadow:inset 0 0 0 1px var(--line);color:var(--ink);font-size:14px;line-height:1.35;max-width:100%;text-decoration:none}
.news-pill b{background:var(--gold2);color:var(--ink);border-radius:999px;padding:2px 9px;font-size:12px;letter-spacing:.04em;text-transform:uppercase}
.news-pill:hover{color:var(--ink);box-shadow:inset 0 0 0 1px var(--gold)}
table.cmp2{min-width:0;table-layout:fixed}table.cmp2 th,table.cmp2 td{white-space:normal;vertical-align:top;overflow-wrap:anywhere}table.cmp2 th:first-child{width:30%}
@media(max-width:520px){table.cmp2{font-size:13.5px}table.cmp2 th,table.cmp2 td{padding:9px 8px}}

/* страницы ЖК (09.11.2026) */
.zhk .zpic{width:100%;max-height:420px;object-fit:cover;border-radius:var(--r);margin:6px 0 22px;display:block}
.zhk section{margin:28px 0}.zhk .verdict-zhk p{margin:0 0 10px}.zhk .tblwrap{overflow-x:auto}
table.ftab th small{display:block;font-weight:400;color:var(--muted);font-size:12.5px}
table.ftab th:first-child{width:24%}.zhk .lays{padding-left:18px}.zhk .lays li{margin:6px 0}
.zhk .banks{padding-left:18px}.zhk .banks li{margin:6px 0}.zlist{margin-top:18px}.zlist h3{font-size:17px;margin:0 0 4px}
@media(max-width:640px){table.ftab thead{display:none}table.ftab,table.ftab tbody,table.ftab tr,table.ftab td,table.ftab th{display:block;width:100%!important}
table.ftab tr{border:1px solid var(--line);border-radius:12px;padding:10px 12px;margin:0 0 10px;background:var(--paper)}
table.ftab td{padding:3px 0!important;border:0!important}table.ftab th{padding:0 0 4px!important;border:0!important}
table.ftab td:nth-of-type(1)::before{content:"Цена: ";color:var(--muted)}table.ftab td:nth-of-type(2)::before{content:"Взнос 20,1%: ";color:var(--muted)}
table.ftab td:nth-of-type(3)::before{content:"Под 8%: ";color:var(--muted)}table.ftab td:nth-of-type(4)::before{content:"По рыночной: ";color:var(--muted)}}
.chip{max-width:100%;overflow-wrap:anywhere;white-space:normal}

/* Telegram-канал «квартиры дня» (09.11.2026) */
.tgb-sec{padding:8px 0 40px}
.tgb{display:flex;align-items:center;gap:16px;padding:20px 22px;border-radius:18px;background:linear-gradient(135deg,#13294b,#2c4268);color:#fff;box-shadow:0 10px 30px -14px rgba(0,0,0,.35)}
.tgb .tgi{flex:none;opacity:.95}
.tgb-t{flex:1;min-width:0;display:flex;flex-direction:column;gap:4px}
.tgb-t b{font-size:19px;line-height:1.2}
.tgb-t span{font-size:15px;line-height:1.45;opacity:.88}
.tgb .btn.tgb-btn{flex:none;background:#e8b04b;color:#13294b;box-shadow:none}
.tgb .btn.tgb-btn:hover{filter:brightness(1.06);color:#13294b;text-decoration:none}
@media(max-width:640px){.tgb{flex-wrap:wrap;padding:18px}.tgb-t{flex-basis:calc(100% - 50px)}.tgb .btn.tgb-btn{width:100%}}
.tgl{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin:0 0 26px;padding:12px 16px;border-radius:14px;background:rgba(255,255,255,.07);color:inherit;text-decoration:none}
.tgl:hover{background:rgba(255,255,255,.12);text-decoration:none}
.tgl .tgi{flex:none;color:#e8b04b}
.tgl span{flex:1;min-width:0}
.tgl b{color:#e8b04b;white-space:nowrap}